Helping Protect What Matters Most
Your Health
Ditch the broken system and discover the advantages of private healthcare.
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As a dedicated private health insurance agent with over a decade of customer service experience, helping people has always been at the heart of my career and I bring that passion into every interaction with my clients.
When it comes to health insurance, I understand that no two situations are the same and that’s why I take the time to truly get to know your needs, priorities, and challenges then help you navigate the complexities of healthcare with ease. That way you can feel confident knowing you have the best plan for your unique circumstances and all options have been evaluated in the process.
Your health is your most valuable asset, and I’m here to ensure you’re covered for whatever life throws your way.
About
Me
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How I Can
Help You
Offering Personalized Private Healthcare Plans
Help Restoring Peace of Mind
Access to Nationwide PPO Plans So You Can Pick Your Doctors!
Education on All Your Available Options
Top Notch Customer Service - No More Waiting on Hold!
"I had no idea that I could be saving over a $340 per month with a private insurance plan and within 15 minutes, Jack was able to educate me on the potential savings and help me make the change. “
- Samuel Hiss, IL
“Jack made private insurance make sense and helped me make the change so I can take advantage of my good health history. I recommend my friends & family to Jack & his services"
- Jennifer Wells, OH
"It was a priority to make sure we had catastrophic coverage as my husband and I were entering our 60's and we know that while yes, we have been healthy our whole lives, that there are inherent risks as we get older. Jack was able to help us find a plan that limited our financial exposure and restore piece of mind to us that we had worst our case scenario covered. “
- Sandy Tucker, FL
“Jack made it easy to understand my options, including staying on COBRA, enrolling in the public marketplace, and exploring private insurance. He walked me through the pros and cons of each choice and guided me through the application process for a private insurance plan that matched my top preference. Thanks to his expertise, I felt confident in making the best decision for my needs.”
- Brett Karling, TX
Who We Help
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Individuals
Ensure your well-being with a tailored health insurance plan designed exclusively for you. I’ll guide you to affordable, personalized coverage that addresses your unique healthcare needs, from preventive services to unforeseen medical expenses.
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Families
Protect your family’s health with customized insurance solutions designed to meet every need. From routine checkups to unexpected medical events, I’ll help you secure affordable, comprehensive coverage that provides peace of mind for your loved ones.
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Small Businesses
Strengthen your organization with tailored group health insurance plans. I’ll help you identify affordable, high-quality coverage options that support the diverse needs of your team, from routine care to critical medical support.
The Risk of Bankruptcy
Due to Medical Bills
Medical debt is a leading cause of bankruptcy in the United States, with over 60% of bankruptcies linked to high healthcare costs. Even those with insurance can face significant out-of-pocket expenses for emergencies, surgeries, or long-term treatment.
When unexpected health issues arise, the financial burden can quickly become overwhelming. Many individuals are forced to make difficult decisions, such as choosing between their health and their financial future. Without proper insurance or support, medical expenses can quickly lead to insurmountable debt.
At Strahm Built Insurance, we understand the importance of securing health coverage that helps protect against these risks. Our goal is to provide you with tailored health insurance options that give you peace of mind, knowing that your healthcare needs are covered without jeopardizing your financial stability.
FAQs
What is private health insurance?
Private health insurance is coverage purchased from a private company rather than provided by the government. Plans vary in terms of premiums, coverage, and networks.
Who should consider private health insurance?
Everyone who is relatively healthy that doesn’t have employer-sponsored coverage, is self-employed, or wants additional options outside of Public Market Place Plans.
OFTEN TIMES, EVEN IF ONE SPOUSE HAS EMPLOYER COVERAGE, IT IS MORE COST EFFECTIVE TO HAVE A SPLIT POLICY WHERE THE FAMILY HAS A PRIVATE PLAN & THE SPOUSE WITH EMPLOYER COVERAGE STAYS ON THE EMPLOYER PLAN
Are private health insurance plans tax-deductible?
For self-employed individuals, monthly premiums are 100% tax-deductible!
What is an HMO
(Health Maintenance Organization)?
An HMO is a network that requires members to choose a primary care physician (PCP) and get referrals to see specialists. It offers lower premiums and out-of-pocket costs but limits coverage to in-network providers except for emergencies.
What is the benefit of private health insurance?
Private plans give those who qualify, an opportunity to leverage their health to get higher levels of coverage while still keeping their monthly premiums low. Think of safe drivers discounts you see with car insurance - private health insurance works the same way!
How can I check if my doctor accepts my plan?
We have access to look up any doctor & any facility in the country & will confirm with you that your preferred doctors & hospitals are in net work for you before helping you apply for any of the plans available.
What is a PPO (Preferred Provider Organization)?
A PPO is a flexible network that allows members to see both in-network and out-of-network providers without needing referrals. While it offers more freedom, PPO plans usually come with higher premiums and out-of-pocket costs.
WE ONLY WORK WITH PPO NETWORKS & HAVE ACCESS TO THE LARGEST NETWORKS IN THE COUNTRY!
What does private health insurance cover?
Coverage varies but typically includes doctor visits, hospital stays, prescription drugs, preventive care, and sometimes dental and vision.
WE OFFER ALL OF OUR CLIENTS BASIC, ACCIDENTAL, & CATASTROPHIC COVERAGE SO NO MATTER THE SITUATION, THEY HAVE PROTECTION & BENEFITS IN PLACE. - DENTAL & VISIONS OPTIONS ARE AVAILABLE AS WELL!
